What is MiCA and when does the licensing deadline apply?+
MiCA (Markets in Crypto-Assets Regulation) is the EU's comprehensive crypto regulatory framework. The hard authorisation deadline for CASPs (Crypto-Asset Service Providers) is July 1, 2026. After that date, operating without a MiCA licence in any EU member state is a regulatory offence. Starting your application in 2025 is strongly recommended — national competent authorities are already processing applications and timelines can stretch 6–12 months.
Can VoltLegal help structure a token launch under MiCA?+
Yes. We advise on the full spectrum of token issuance — from classification analysis (utility token, ART, or EMT under MiCA; financial instrument under MiFID II) to SAFT structuring, whitepaper drafting, presale mechanics, and investor onboarding. We help you understand the regulatory pathway before you build, not after.
What does Digital Asset & Payments Regulation cover?+
We advise on the regulatory classification of DeFi protocols, digital asset services, and payment products under MiCA, MiFID II, and PSD3. This includes reverse solicitation analysis, dual authorisation mapping for EMT issuers, and regulatory readiness assessments for payment institutions facing PSD3 obligations from 2027.
Which EU jurisdictions do you work with for crypto licensing?+
Our primary jurisdictions are Estonia, Lithuania, Cyprus, and Malta — each with distinct regulatory environments and processing timelines. Estonia offers a well-established VASP framework with a crypto-friendly regulatory tradition. We match your business model to the jurisdiction that best fits your operational structure, licensing timeline, and tax considerations.
Do you offer ongoing compliance retainers?+
Yes. Many clients engage us on retainer for ongoing regulatory monitoring, AML/KYC programme management, policy updates, and regulatory communications. We act as your external legal and compliance function — embedded in your team without the overhead of an in-house hire.